Peer To Peer Lending Market Dynamics and Developments by 2031
The peer-to-peer (P2P) lending market is expanding rapidly, driven by demand for alternative financing, low operating costs, and technological advancements such as AI-based credit assessment and blockchain. It offers quicker, easier loans, especially unsecured and personal loans. Asia Pacific leads growth due to large underbanked populations and rising small businesses. The global market is projected to grow at a 21.3% CAGR from 2025–2031.
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